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BBDi News
Resources
Cary Hall
Lori Hall
Linda Stutesman
Dale Atherton
Maggie Newton
Jillian Merrill
Heather Flandermeyer
April Turnbull
Scott Ragain
Chris Huggans
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Our Company's Foundation; Quality Service and Integrity
Cary and Lori Hall started their insurance agency in 1998, based on a statement by Cary, “In this business, there are only two things to offer our clients: quality service and integrity." Benefits by Design strives for both.
We represent our client's best interest, not the insurance companies. Benefits by Design will follow up on claims issues and answer your questions. We will design the right plan with the best coverage and price that fits your needs.
Cary Hall | President
Business Phone: (913) 385-2224
Mobile Phone: (913) 406-2939
E-mail Cary
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As President of Benefits by Design, and host of “The Health Insurance Advocate® Show” Cary has focused his company to be a consumer advocate organization. Cary is a top producer for Coventry Health Insurance, Blue Cross Blue Shield of Kansas City, Aetna, Assurant, Golden Rule, and United Healthcare. Cary is a member of the National Association of Health Underwriters (http://www.nahu.org/) and The Greater Kansas City Benefit Professionals Association (ebpa-kc.org).
Cary serves on the Board of Directors for Benilde Hall, a local charity that houses, clothes and feeds homeless men in the Kansas City metropolitan area. Additionally, he is a member of the VFW (Veterans of Foreign Wars), Vietnam Dog Handlers Association and Promise Keepers.
Cary is available for public speaking engagements and his most recent event was Guest Lecturer for the Rockhurst College Physician's MBA Program. Cary has spoken to other groups such as the Kansas City Polio Foundation, Sertoma of Kansas City, the Missouri Foster Parents Association and the Missouri Garage and Gasoline Owners Association as well as various insurance carriers. If you would like Cary to speak at your organization’s next event, please contact us.
Our company’s philosophy is to provide the best insurance products at the most reasonable cost for our clients, while providing excellent customer service.
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Lori Hall | Vice President
Business Phone: (913) 385-2224 ext. 3
E-mail Lori
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Lori works in operations, management and marketing of Benefits By Design and The Health Insurance Advocate Radio Network, as well as oversight and management of finances for both companies. Her background includes paralegal work and director of marketing and advertising for a 17 million dollar a year company.
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Linda Stutesman | Executive Assistant to Cary Hall
Business Phone: (913) 385-2224
E-mail Linda
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Dale A. Atherton / Senior Regional Manager
Business Phone: (316) 771-7250
Mobile: (316) 841-6471
E-mail Dale
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Dale has been in the insurance business for over 24 years and has been with Benefits by Design Inc. for the last 5 years. Dale started out as the manager of the Wichita, KS office and as Benefits by Design Inc. has grown he is now the Senior Regional Manager of the Kansas City and Wichita offices.
Dale is dedicated to help people with their insurance needs in the areas of health, life, cancer, vision and long term care. He has an advocate ideology and intends to help Benefits by Design Inc. take this ideology across the country. 
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Maggie Newton | Sales Agent
Business Phone: (316) 771-7250
E-mail Maggie
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Do you believe that God has a plan for your life? God had planned all along for Maggie to find Benefits by Design Inc., introducing it to her via the radio one Saturday afternoon. She called Cary after listening, and became an agent for this great company in October of 2007. What a great thing that happened simply listening to the radio program that Cary does on Saturdays.
A licensed agent since 2006, Maggie is determined to be your advocate, helper and encourager in the field of health, life or long term care insurance.
“It would be my goal and honor to help you find the insurance that will fit your needs the most,” Maggie says, “as well as to have a lot of fun talking about other parts of life that matter. Please don’t hesitate to call or stop by the office at “Office This”, and see that we do ‘go to bat’ for you and your best interests at no cost to you.”
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Jillian Merrill | Sales Agent
Business Phone: (417) 883-5224
Mobile Phone: (417) 268-0528
E-mail Jillian
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Our Springfield agency offers you ‘a choice’ from many of the largest and most reputable insurance companies serving Southwest Missouri. Plans and services are available for both individuals and groups throughout Greene and surrounding counties. We also serve the senior market, answering questions about Medicare and presenting options so that seniors can make well-informed decisions about their healthcare plan.
Jillian's goal is to help individuals make informed decisions, to help them stay within their budgets and to build confidence in our company’s promises. She joined Benefits By Design because of the company’s mission: “quality service and integrity.” This agrees with her beliefs and education studied and learned at Calvary Bible College that emphasized the application of ethics and principles to her personal and business activities. Please call or stop by anytime. We’re here for you. 
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| Heather Flandermeyer | Group Health Insurance Account Manager
Business Phone: (913) 385-2224
E-mail Heather
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After obtaining a Bachelor’s of Science degree at the University of Central Missouri, Heather’s employment history includes working for a major health insurance company and, most recently, as an Office Manager for a psychiatric private practice.
As a New Business Coordinator for Benefits by Design, Heather brings a very well-rounded knowledge base of the health insurance industry as well as how to effectively run a successful business. Heather easily navigates through the complexities of managed care networks and understands the needs of our clients.
Heather places a high value on personal integrity and looks forward to assisting our clients acquire reasonable group health insurance policies and resolving problematic claims issues. 
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| April Turnbull | Individual Insurance Underwriting Coordinator
Business Phone: (913) 385-2224
E-mail April
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April specializes in working with our clients on individual insurance applications. Her communication skills and attention to detail allow April to promptly process your insurance applications and keep you informed, in addition to other office duties.
April has 20+ years of experience in customer service from working in all areas of the banking industry, and with 8+ years of experience of working in a trust department. 
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Scott Ragain | Sales Agent
Business Phone: (314) 795-9262
E-mail Scott
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Originally from Metropolis, Illinois…the hometown of Superman. Scott moved to St. Louis in 1984, after marrying his college sweetheart…Martina, a world-class rifle shooter, property tax manager, and St. Louis native. They’ve raised three sons, and have been blessed with one grandchild…thus far. Scott is a performing musician and avid sports enthusiast. He is an active supporter of the following organizations: Susan G. Komen for the Cure, Nothing But Nets, and St. Jude Children’s Research Hospital.
Before becoming a health and life insurance professional, Scott enjoyed a long career with the St. Louis Metropolitan Police Department. He also operated several large multi-million dollar “big-box” retail stores in Illinois.
Early in 2009, Scott was introduced to Cary Hall. Upon the syndication of Cary’s radio show to St. Louis (The Health Insurance Advocate, on KTRS), he proudly accepted a position with Benefits By Design: a company predicated on service, the highest ethical standards, and a commitment to put the needs of the client first…always, without exception.
Licensed in Missouri and Illinois, through BBDi he offers health, life, Medicare Supplement/Advantage, and Long-Term Care coverage with top-tier companies like Aetna, Aetna AARP, GHP, Anthem, Assurant, Mercy, John Hancock, Genworth, and Mutual of Omaha.
Scott has completed Long-Term Care Partnership training. He is a member of the National Association of Professional Agents and the American Association for Long–Term Care Insurance. By September of 2009, Scott will have completed the study and testing necessary to obtain the LTCP (Long-Term Care Professional) designation. 
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Chris Huggans | Licensed Agent
Business Phone: (316) 771-7250
E-mail Chris
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Chris came to Benefits By Design Inc. in February of 2010. He has been a licensed health and life insurance agent in Kansas and Texas since 2007. A search for a company that truly and faithfully allows him to seek the best solution for his clients is how he landed with BBDI.
“Growing up in a small town in central Kansas, I learned the values of relationships with the people that I try to help are very important. I had to find a company that would do their best to help me stay true to my word. The longer I have the privilege of being part of the BBDI team, the more I truly see the passion and determination that the entire group has to help people with their health and life protection needs.”
“My goals are to never cut my client short on personal service. I would much rather take a problem or question head on and try to find a timely and satisfactory resolution then to wait and try to deal with the end result. Your best interest is my passion and my position at BBDI allows me to do this at no extra cost to you. I am truly blessed to have this opportunity.”
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