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BBDi News
Resources

Cary Hall
Lori Hall
Vicki Bisby
Dale Atherton
Maggie Newton
Tony Clark
Jillian Merrill
Heather Flandermeyer
April Turnbull
Scott Ragain

Our Company's Foundation; Quality Service and Integrity

Cary and Lori Hall started their insurance agency in 1998, based on a statement by Cary, “In this business, there are only two things to offer our clients: quality service and integrity." Benefits by Design strives for both.

We represent our client's best interest, not the insurance companies. Benefits by Design will follow up on claims issues and answer your questions. We will design the right plan with the best coverage and price that fits your needs.



Cary Hall | President of BBDi and the host of The Health Insurance AdvocateCary Hall | President

Business Phone: (913) 385-2224
Mobile Phone: (913) 406-2939
E-mail Cary

As President of Benefits by Design, and host of “The Health Insurance Advocate® Show” Cary has focused his company to be a consumer advocate organization. Cary is a top producer for Coventry Health Insurance, Blue Cross Blue Shield of Kansas City, Aetna, Assurant, Golden Rule, and United Healthcare. Cary is a member of the National Association of Health Underwriters (http://www.nahu.org/) and The Greater Kansas City Benefit Professionals Association (ebpa-kc.org).

Cary serves on the Board of Directors for Benilde Hall, a local charity that houses, clothes and feeds homeless men in the Kansas City metropolitan area. Additionally, he is a member of the VFW (Veterans of Foreign Wars), Vietnam Dog Handlers Association and Promise Keepers.

Cary is available for public speaking engagements and his most recent event was Guest Lecturer for the Rockhurst College Physician's MBA Program. Cary has spoken to other groups such as the Kansas City Polio Foundation, Sertoma of Kansas City, the Missouri Foster Parents Association and the Missouri Garage and Gasoline Owners Association as well as various insurance carriers. If you would like Cary to speak at your organization’s next event, please contact us.

Our company’s philosophy is to provide the best insurance products at the most reasonable cost for our clients, while providing excellent customer service.


Lori HallLori Hall | Vice President

Business Phone: (913) 385-2224 ext. 3
E-mail Lori

Lori is a graduate of Los Angeles City College. Her background includes paralegal work and director of marketing and advertising for a 17 million dollar a year company. Lori is always ready to work with our group clients.


Vicki BisbyVicki Bisby | Administrative Assistant

Business Phone: (913) 385-2224
E-mail Vicki

Vicki is a licensed insurance agent who specializes in working with our clients on individual insurance products. She serves as coordinator for all office management duties at Benefits by Design.



Dale A. AthertonDale A. Atherton CSA | Manager, Wichita Office

Business Phone: (316) 771-7250
Mobile Phone: (316) 841-6471
E-mail Dale

Dale is a Certified Senior Advisor (CSA) and has been in the Insurance business for over twenty years. Dale has dedicated many hours of study and hard work to address the problems that seniors face these days. This problem is out living their money and losing their assets do to inflation, unnecessary tax payout, and the high cost of long term care. April 15th need not be so bad if you just know your options. There is no cost for consultation.

As a CSA Dale has made a pledge to be on the lookout for the best interest of his senior clients. He takes this pledge very seriously and is proud to be able to serve his clients in this manner.



Maggie NewtonMaggie Newton | Sales Agent

Business Phone: (316) 771-7250
E-mail Maggie

Maggie is really honored to be part of the Benefits by Design team. She works hard to make sure the health insurance you need, group or individual, will be the best program for your needs. It would be a joy to assist you in your insurance needs.



Tony ClarkTony Clark | Sales Agent

Business Phone: (913) 385-2224
Mobile Phone: (816) 616-3978
E-mail Tony

Tony earned a Bachelors Degree in Business Administration from Benedictine College. Working with a global financial firm he gained invaluable training and experience specializing in life insurance, annuities, mortgages, and investments. In 2004, Tony became an independent agent representing many of the largest insurance companies in the U.S. Currently, with the Benefits by Design team, he educates his clients in Life and Health insurance, offering independent advice to help them make prudent, informed decisions to hedge ever increasing costs.

Tony also serves the senior market helping them understand Medicare and their options to make well informed decisions for their health care. He is an advocate for doing the right thing for his clients, and will take care of you.



Jillian MerrillJillian Merrill | Sales Agent

Business Phone: (417) 883-5224
Mobile Phone: (417) 268-0528
E-mail Jillian

Our Springfield agency offers you ‘choice’ from many of the largest and most reputable insurance companies serving Southwest Missouri. Plans and services are available for both individuals and groups throughout Greene and surrounding counties. We also serve the senior market, answering questions about Medicare and presenting options so that seniors can make well-informed decisions about their healthcare plan.

Jillian's goal is to help individuals make informed decisions, to help them stay within their budgets and to build confidence in our company’s promises. She joined Benefits By Design because of the company’s mission: “quality service and integrity.” This agrees with her beliefs and education studied and learned at Calvary Bible College that emphasized the application of ethics and principles to her personal and business activities. Please call or stop by anytime. We’re here for you.



Heather FlandermeyerHeather Flandermeyer | New Business Coordinator

E-mail Heather

After obtaining a Bachelor’s of Science degree at the University of Central Missouri, Heather’s employment history includes working for a major health insurance company and, most recently, as an Office Manager for a psychiatric private practice.

As a New Business Coordinator for Benefits by Design, Heather brings a very well-rounded knowledge base of the health insurance industry as well as how to effectively run a successful business. Heather easily navigates through the complexities of managed care networks and understands the needs of our clients.

Heather places a high value on personal integrity and looks forward to assisting our clients acquire reasonable group health insurance policies and resolving problematic claims issues.



April Turnbull | Individual Insurance Underwriting Coordinator

Business Phone: (913) 385-2224

E-mail April

April specializes in working with our clients on individual insurance applications. Her communication skills and attention to detail allow April to promptly process your insurance applications and keep you informed, in addition to other office duties.

April has 20+ years of experience in customer service from working in all areas of the banking industry, and with 8+ years of experience of working in a trust department.



Scott Ragain - Benefits by DesignScott Ragain | Sales Agent

Business Phone: (314) 795-9262

E-mail Scott

Originally from Metropolis, Illinois…the hometown of Superman. Scott moved to St. Louis in 1984, after marrying his college sweetheart…Martina, a world-class rifle shooter, property tax manager, and St. Louis native. They’ve raised three sons, and have been blessed with one grandchild…thus far. Scott is a performing musician and avid sports enthusiast. He is an active supporter of the following organizations: Susan G. Komen for the Cure, Nothing But Nets, and St. Jude Children’s Research Hospital.

Before becoming a health and life insurance professional, Scott enjoyed a long career with the St. Louis Metropolitan Police Department. He also operated several large multi-million dollar “big-box” retail stores in Illinois.

Early in 2009, Scott was introduced to Cary Hall. Upon the syndication of Cary’s radio show to St. Louis (The Health Insurance Advocate, on KTRS), he proudly accepted a position with Benefits By Design: a company predicated on service, the highest ethical standards, and a commitment to put the needs of the client first…always, without exception.

Licensed in Missouri and Illinois, through BBDi he offers health, life, Medicare Supplement/Advantage, and Long-Term Care coverage with top-tier companies like Aetna, Aetna AARP, GHP, Anthem, Assurant, Mercy, John Hancock, Genworth, and Mutual of Omaha.

Scott has completed Long-Term Care Partnership training. He is a member of the National Association of Professional Agents and the American Association for Long–Term Care Insurance. By September of 2009, Scott will have completed the study and testing necessary to obtain the LTCP (Long-Term Care Professional) designation.