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Long Term Care Insurance for Your Loved Ones

What happens to you or your loved ones if extended care is needed? Extended care facilities are expensive and can quickly bring financial burden.

When most people envision long term care they think of the elderly and nursing homes but this is not the only case. Individuals at any age suffering from a major illness, including Dementia and Alzheimers or accidents can find themselves in need of extended care.

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Ensure you and your loved one has the best options available for their needs. Benefits by Design can assist you with making the best long term care insurance decisions.

If you would like more information about these topics, go to our Federal government’s long-term care web-site: www.longtermcare.gov. Among other things, you can find the “cost of care” where you (your parents) live. You can get a free booklet and CD, or have them sent to relatives.

You can also study how effectively your future savings might cover the cost of your care. view LTC calculator

To see a PBS series about caring for your parents, go to www.pbs.org/wgbh/caringforyourparents/watchonline